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I just filled out my income statement for the student loan Nazis and printed off a bunch of cheques for the evil bastards. The dates are all highlighted and also written on the backs of the cheques where they are also highlighted.

I really despise these people. It's absurd. We live in a world where the right to pursue a higher education has turned into the obligation and requirement to acquire a meaningless degree at great expense. This article from Kim's journal sums it up nicely. If universities still actually maintained academic standards and refused to even admit idiots who pass shite like this off as work then a degree might still mean something. There used to be a time when having a bachelor's degree meant something, now it doesn't even necessarily imply literacy. This is a culture where the stupid are coddled and lauded and the intelligent are isolated and derided. Merit is irrelevant as long as you are an egomaniac "have high self-esteem". Because of this I am paying off a degree that is of absolutely no value to me.
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Duty calls. In a few hours I must get up and trudge across the city and bow to the silicon god for another day. I am a god-damned, freaking, bloody monk. I will practice my asceticism in my grey cubicle and perform my rituals in time with the almighty clock. I will render unto Caesar more than his fair share and give up the rest to pay my tithe to the Unholy Church of the Dreaded Student Loan. It's so much fun. Everybody is doing it.
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So much fun. Today is "payday" and sure enough I got the difference from what was left from my advance on the 15th but it turned out to be a little less than I was expecting. That in conjunction with the unbelievable fuck ups by both the Royal Bank and the federal student load Guidos means I have just enough money to pay my rent, my provincial student loan payment and maybe enough left over to eat. Crap this is depressing. Hopefully the money from my late Uncle Floran will come in soon because I just can't take this anymore.
"How are you, monsieur Jerry?"
"I'm broke."
"Boke?"
"That means I have no money. And when I have no money I get depressed. When I'm depressed only one thing will help: wine and women."
"But this is Paris, that should be easy."
"Yes, but even in Paris that takes money, which is what I ain't got in the first place"
- An American In Paris
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I can't decide if I want to go out tonight. I was out last night until dawn with Trish and Kim and had a lot of fun so do I really want to go out again tonight? I didn't get much accomplished today except for going to the bank again to put an end to my ongoing problems (yet somehow I don't think they are over), had some munchies at the Vine Yard, went to the grocery store, then came back here and puttered at things like fixing my shoe. On the one hand I don't want to sleep the whole day away tomorrow, on the other sitting around here isn't going to do me a whole lot of good if I just end up watching TV or making LJ entries. But if the club is as dead as it was last Saturday I'll just end up sitting there, watching TV and spending my money frivolously on booze. I can sit around here cheaper.

Blah blah blah. Like this matters to anyone. Like this important at all!

It would be different if I was going with someone or I knew it was going to be packed. But to sit around by myself in an empty club...
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I just looked at my banking and, no surprise, it's still FUBAR'd. The "replacement" cheque for the that was dated May 15th but cashed on May 4th had bounced because the mistakenly processed post-dated cheque has not been returned yet, now twenty days later. So it's going to be off to the bank again on Saturday to have this latest NSF fee reversed.

I'm kind of looking forward to screaming at the student loan people who have inevitably called about this latest bounced cheque. This one is completely their fault. Bastards one and all.

I don't think I want to work for a bank anymore.

Fuck 'em!

May. 19th, 2001 02:55 pm
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I went to the bank again today. I managed to get everything done by phone at work yesterday but I decided it would be a good idea to go in and do some ass-covering today. I got a money order for my rent, got them to put the $500 back in and took everything else in cash. At this point the only the only thing that could potentially fuck up is the replacement cheque for the one that was supposed to be reversed. But I don't give a rat's ass about that since the only way it could bounce now would be the bank's fault, not mine. I went to the grocery store and got enough food to keep me alive until my next paycheque and my other outstanding bills will have to wait until then. So there is light at the end of the tunnel and in twenty seven days I will have reached the end of this. It's not exactly going to be a fun four weeks since I still have to live like a pauper, but I'll make it. And at least now I have some Guinness and some Bombay and tonic.

And I can go out to the club tonight and tomorrow night and not have to worry about my rent. Not that I'm not worried about other things, like my car insurance expiring next month and a host of other overdue bills, but as long as I have a home to come back to I can sort everything else out.

Twenty seven more days and then I can relax.

In other news there was not comic yesterday because I have to scan some more.
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Apparently the student loan people received the money and it hasn't been returned. They've ripped me off for $500. Isn't that just lovely. The bank has contacted them directly to get the money back. Meanwhile I still have enough money for rent, but nothing else.

And as a fun little sideline my ISP has fucked up as well. I was charged waaaay to much for my ADSL line. At first glance I thought I was being surcharged for bandwith but when I checked the fee schedule I realised that there's no way I would have come close to my allotment, let alone have gone over it enough to warrant the charges. I looked into it a bit and it turned out I was being surcharged for uploading a small webpage to my personal directory to monitor my servers. The FTP calls were being logged as dial-up calls that I was billed for.
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I checked my bank account last night to see if my last two student loan cheques had cleared properly and discovered that the problem with the post-dated cheque that should not have been processed is still not resolved. They gave me the money back last Saturday and I thought everything was OK. But as of yesterday they turned around and took it back since now there is money in my account because I got paid. I've already issued yet another replacement cheque to the student loan people so I'm out $500 again. That's my food and entertainment for the next four weeks. Fucking idiots. I'm leaving work early today to go yell at them again. Only this time I don't mean it figuratively - I full intend to yell at someone today. I was reasonable the first two times I went in. I've already wasted two hours on this, and after today it will be three, not to mention the $20 my landlord dinged me for the NSF cheque and all the greif I had to endure from the student loan gestapo. I'm fucking well right bloody pissed-off!
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My cheque is delayed until tomorrow. This means another student loan payment is going to bounce. I'm completely screwed. I feel sick. I've borrowed from everyone I can borrow from. There is nothing else I can do. Sure, I'll get paid tomorrow and everything will start to straighten out again, but right now things are not good. I want this to end. I just can't take this anymore. When I was twenty I didn't mind this crap as much. You're supposed to be poor when you are twenty. But not now. I've got a decent job, but it just hasn't payed yet.
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Say it with me folks: phew!

Just as I was about to leave work I spoke to the agency I am working through and was horrified to realize I had misunderstood the pay schedule. Tomorrow was not to be my first payday, but rather the end of the month. This would be the point where my heart dropped into my stomach at the prospect of having to further stall the student loan Nazis. I thank the incalculable luck that seems to always come through at moments like this. I managed to wrangle an advance out of the agency so I will get paid tomorrow. This means I don't get paid again until the 15th of June, but I can live with that since this cheque will get my rent and my most urgent bills paid.

"Mr. Anderson Barrick, you seem to think you are special, that the rules don't apply to you." Damn right.
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I went down to the bank and made them give me a money order to replace the bounced rent cheque. What a mess, but it is over now, mostly. I'm sure the student loan people will be screaming at me again soon enough. To hell with them, other than the two post-dated cheques they already have they are not going to get another post-dated cheque from me. I will make my monthly payments only after I have sufficient funds in my account. I am not giving them the opportunity to fuck me over like this again.

I can't wait until the money starts coming in on Tuesday. I'm tired of people being on my ass. I want to get my bills paid and just get on with things. Soon, soon...

And here is today's comic, which speaks to my art-school experience.

Fuck

May. 12th, 2001 10:57 am
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I am screwed. The bank still hasn't returned my money, which is completely useless because the cheque was dated for the 15th. At this point I'm not going to have the money back before the date the cheque was written for in the first place. The point of post dating the cheque was to pay my rent on time, but because they ran it though regardless of the date my rent bounced, so now my rent is not going to be paid until I get paid of the 15th. That's precisely what I went through copious effort to avoid. I can't express how angry I am.
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I'm actually testing a program agent to be used in a mail migration in the background. I've got to keep one eye on it to make sure it is working properly. If it doesn't do what it is supposed to I could end up mangling six thousand people's e-mail.

So the damn Royal Bank nitwits haven't returned my money yet. They said Thurday and it still isn't there. I'm going to get paid before this is fixed. I may as well have screwed my landlord over on purpose and not bother post-dating the cheque.
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They keep phoning me every bloody day - all because they fouled up my instructions and then proceeded to foul up again on the replacement cheque I sent them. It's enough to make a person want to leave the country. Not that I can think of another country I'd want to live in. Maybe I should vote for the BC Separatists - then I can leave the country without moving. That would be convenient.

People in general are idiots. Obviously the author (Carol Lay) of today's comic agrees with me and has a theory of her own as to why that is.

So I'm now broke until my first paycheque comes in, but there is enough food in the house to get me and the cats by until then. There's gas in the car should I need it, not that I use it much. I really like this living-close-enough-to-walk thing. It takes me 35-40 minutes to walk. It occurred to me this morning that oddly enough that is just about exactly how long it used to take me to walk to elementary school when I was little. And it is nice walking now because there are so many other people walking. This transit strike is rather enjoyable. Walking along on a crowded sidewalk while all the honking cars crawl around the streets... it makes Vancouver feel bigger than it is. It's like living in some PG-rated, sanitized, friendlier version of New York. It's like living in Sesame Street!

Salmon day

May. 8th, 2001 09:15 pm
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Yup, I'm liking this regular work thing. Today was nothing but silly problems with the development servers and I got nothing much accomplished. If I was still independent I would have made no money today but with this "job" thing I still made money. Even with getting in late because of the post-dated cheque fiasco I still got six and a half hours in today. I'll work an extra half hour each day this week to make the time back that I lost this morning and I'll still be able to polish the week off with forty hours.

I figured out how to do my off-line LiveJournal client and got it half written last night. It's a little Lotus Notes application that is small enough to live on a floppy. Because my job is Lotus Notes development I can easily disguise it as work to the casual passer-by. Not that I'm not going to actually do my job. I fully intend to impress the shit out of few people tomorrow by doing what I always do - making things do stuff that nobody thought they could do.

In other news I have now been unequivocally flirted with twice in the past three days. In fact I will go so far as to say I was hit on at the club on Sunday night. It's nice to feel attractive even if I'm not interested.

And of course Tharsis loves me. He's sitting on the monitor getting his tail in the way as I type.

So anyway, here's today's comic, and now it's time to finish off my little LJ application for tomorrow then off to bed. I was a little too pissed off to sleep well last night.
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Well, the Royal reversed the NSF charge and will be returning the money from the post-dated cheque and mailing me the cheque as well. So the bank side of it is sorted out. It only actually took 15 minutes in the branch to get it all sorted out, but with waiting for the bank to open in the first place and walking to work because of the transit strike I ended up being two hours late for work. That's two hours I'm never going to get back. If you listen carefully you can hear the sound of tiny knives being thrust into my flesh.
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I am soooooooo annoyed. I went to put a little money in the bank today after work and was very surprised to find an amount that didn't jive at all with what should have been in there (nothing). This concerned me, so I took a look at my online banking. The God damned frigging student loan people, who fucked me over in the first place by not following my request to hold my cheque last month and bounced the damn thing (they've held cheques before when I was late with the money) went ahead and processed the post-dated replacement cheque fully two weeks before the date on the cheque, and then the compound the problem the bank actually ran it through. Don't they bloody well look at the dates on the frigging cheques? Not that the whole reason I'm stuck writing cheques to the Receiver General for my student loan isn't because the bank fucked me over in the first place by misinforming me about which account they were going to take the payments out of. I phoned their marvellous "24-hour bank anytime from home at your convenience" phone number to get this sorted out and got told I had to go into my branch in person. My branch opens an hour after I'm supposed to start work and closes at the same time I usually leave. So considering the time I'm going to miss at work, the fact that I won't have time to walk and will have to pay for downtown parking again tomorrow and the NSF fees this lovely little fuck-up is going to cost me in excess of $100. Fat chance I am going to get much if any of that out of the bank.

Here's todays comic, which considering I scan these in advance is strangely topical.
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There is only one way to put this with the correct emphasis:

Holy Fuck! Fucking good fucking day, for fuck's sake! I mean, shit, fucking-A!

OK, as of yesterday I'm fielding phone calls from the Canada student loan people for the payment I missed this month and wondering how to keep my ass out of jail because I there was no way I could pay my taxes. I was questioning if I was maybe barking up the wrong tree romantically and there was still the seemingly inescapable detail of still being married to a lesbian.

The day starts with me firing off an e-mail to the HSBC that was 90% "get off your ass because I want the damn job now" hidden under 10% sucking up. Then I'm off to hang out with Ivana's kids because she is in a pre-trial discovery all day and for me a day of happy kid-energy beats the living hell out of moping around the studio waiting for the phone to ring.

But while I am at Ivana's my phone does ring, and it is the recruiter about the HSBC. I finally got an offer! And not only that, it is better than I was expecting. Money troubles are over!

Like that isn't good enough, Ivana comes back from the courthouse in a great mood. Her discovery went very well and she seems to have the upper hand in her custody fight now. She was exhausted, but I haven't seen her this happy in weeks. It's great. And so, feeling rich and seeing how simultaneously tired and happy Ivana was I figured buying her and her kids dinner was an appropriate celebration for everyone ;-)

Then it is off to home. After parking I picked up my mail. In it was a significant looking letter from my lawyer. I'm thinking, "Shit, I'm overdue on my bill" and that this is going to be a nasty letter. But, no. It is my copy of the signed order for my divorce (which would be that last, complicated detail I mentioned in my mentalhealth.com post a couple days ago). The order was signed on the 30th of March, meaning that my divorce is final next Tuesday! Five years after we split because she came out, I'm finally done with the damn lesbian bitch! (No offense to lesbians in general, the fact that she is a bitch and a lesbian does not necessarily mean that all lesbians are bitches.) I can finally put her out of my head and not have this vestigial tie to her looming over me like the Sword of Domekles.

Now I'm bouncing off the walls. I phone a couple friends to share and then phone my mom to share and to let her know that I can start paying back the money I had to mooch over the last little while. But I find out that I don't have to pay her back. It turns out that the legal snafus regarding my late Great Uncle Folran's will have been ironed out and my cut of what my mom will be getting more than covers my debt to her, so instead of paying her back I will be receiving a few thousand dollars!

How's that for one hell of a damn good day?

And, oh, yeah. Here is the comic for the 26th (without a doubt my all-time favourite), and since it is after midnight here is the one for the 27th.

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